Klarna Casinos: History of Klarna

Klarna was established in 2005 in Sweden. Initially, It focused on providing “buy now, pay later” (BNPL) payment solutions for e-commerce. This allowed online shoppers to receive their purchases first and pay for them later in installments. Over time, Klarna’s services and reach expanded, and it gradually entered the online casino space.

How to Use Klarna in Online Casinos

Using Klarna in online casinos is a relatively straightforward process, though its availability isn’t as widespread as some other payment methods:

  1. Locate a Klarna Casino: Identify an online casino that accepts Klarna as a payment method. These casinos are still less common, so you should search specifically for them.
  2. Registration: Create an account at your chosen casino.
  3. Deposit: Navigate to the casino’s deposit section and select Klarna.
  4. Choose Payment Option: Klarna often offers various payment options like ‘Pay Now’ (direct bank transfer), ‘Pay Later’ (invoicing), or ‘Financing’ (spreading payments over time). Select your preferred method.
  5. Klarna Login: You might be redirected to Klarna’s portal to log in or review your payment details.
  6. Authorize Transaction: Follow Klarna’s instructions to authorize the payment. Depending on the chosen option, this might involve additional verification steps.


Klarna: Deposits and Withdrawals


  1. Casino Account: Log in to your casino account and navigate to the cashier/deposit section.
  2. Select Klarna: Choose Klarna as your preferred deposit method.
  3. Deposit Amount: Enter the money you wish to deposit into your casino account.
  4. Choose Payment Option: Select your desired Klarna option: 
    • Pay Now: Pay immediately with a direct bank transfer.
    • Pay Later: Receive an invoice from Klarna for later payment.
    • Financing: Spread out your payment over time.
  5. Klarna Interface: You may be redirected to Klarna’s portal to complete the transaction, including logging into your Klarna account or providing your banking details (for the ‘Pay Now’ option).
  6. Authorization: Follow Klarna’s instructions to authorize the payment. Depending on the chosen option, this might involve additional verification steps.
  7. Confirmation: The funds will be credited to your casino account immediately (Pay Now), or once Klarna processes the payment based on your chosen option.


Withdrawals (if supported)

  1. Withdrawal Request: Navigate to the withdrawal section of your casino account. Select Klarna as your withdrawal method (if available).
  2. Amount: Specify the amount you want to withdraw from your casino balance.
  3. Processing Time: The casino processes withdrawal requests. Processing timeframes can vary based on the casino’s policies.
  4. Funds Received: Once the casino approves the withdrawal, it will likely send the funds to the bank account you used initially or offer you alternative withdrawal methods.


Advantages of Klarna Casinos

  • Flexibility: Klarna’s multiple payment options offer flexibility for players, whether they prefer immediate transfers or deferred payments.
  • Security: Klarna maintains robust security protocols to protect your transactions.
  • No Additional Accounts: You don’t need a separate Klarna account for some options.
  • Wide Acceptance (e-commerce): Klarna enjoys widespread acceptance across various online retailers, increasing its familiarity for many users.


Disadvantages of Klarna

  • Regional Availability: Klarna are more prevalent in certain European countries and less ubiquitous globally.
  • Limited Withdrawals: Klarna is often limited to deposits, with fewer casinos supporting withdrawals using this method.
  • Potential for Overspending: The ‘Pay Later’ options can tempt some players to spend beyond their means. It’s essential to gamble responsibly.


Klarna’s Popularity

Klarna’s growth in the online casino sector stems from its established reputation in e-commerce and the convenience it offers players. The flexibility of payment methods and the potential for deferred payments make it an enticing option for some.

Fees and Limits

  • Klarna Fees: Klarna itself typically doesn’t charge fees for casino transactions. However, checking with your bank and the casino you choose is crucial. Some banks might impose a fee for using Klarna for online payments, while the casino might have processing fees associated with Klarna deposits or withdrawals (if supported).
  • Transaction Limits: Limits for Klarna transactions at online casinos depend on two factors: 
    • Klarna Limits: Your Klarna account might have daily or monthly spending limits depending on your verification level.
    • Casino Limits: The casino may establish minimum and maximum deposit and withdrawal limits for all payment methods, including Klarna.


Choosing the Best Klarna Casino

  • Klarna Integration: Prioritize casinos with a seamless Klarna integration process. Look for clear instructions and a user-friendly interface for Klarna deposits and withdrawals (if supported).
  • Security and Licensing: Choose a casino licensed by a reputable gaming authority that employs robust security measures (SSL encryption) to protect your financial information.
  • Klarna Payment Options: Consider which Klarna payment options (Pay Now, Pay Later, Financing) the casino supports to align with your spending preferences.
  • Responsible Gambling Features: Ensure the casino offers responsible gambling features like deposit limits and self-exclusion mechanisms.


Alternatives to Klarna

If Klarna isn’t available at your preferred casino or you prefer a different payment method, here are some widely accepted alternatives:

  • Instadebit: Another popular option in Canada. It offers direct bank transfers for deposits and withdrawals (if supported) and focuses on secure online transactions.
  • Interac e-Transfer: A prominent Canadian payment solution allowing direct transfers from your bank account for casino transactions. Not all casinos support it globally.
  • E-wallets: Established e-wallets like Skrill and Neteller provide fast and convenient transactions for online casino deposits and withdrawals.

Understanding Klarna Casino Transactions


  1. Select Klarna as your deposit method in the casino cashier section.
  2. Choose your preferred Klarna option (Pay Now, Pay Later, Financing).
  3. Depending on the option, you might need to log in to Klarna or provide additional information.
  4. Follow Klarna’s authorization steps (may involve bank details for Pay Now).
  5. Upon successful authorization, funds are instantly reflected in your casino balance (except Pay Later, which follows Klarna’s invoicing schedule).

Withdrawals (if supported): 

  1. Choose Klarna as your withdrawal method if it is available at your casino.
  2. Specify the amount you wish to withdraw.
  3. The casino processes your request. Processing times can vary.
  4. Funds might be sent back to the bank account you used for Klarna deposits or directed to the casino’s alternative withdrawal method.

Klarna Casino Bonuses

While less common, some online casinos offer special bonuses or promotions for using Klarna for deposits. These could be deposit match bonuses, free spins, or cashback rewards. Fun Facts about Klarna:

  • Swedish Roots: Klarna was founded in Sweden in 2005 and has become a significant player in online payments.
  • Beyond Casinos: Klarna’s services extend far beyond online casinos, offering “buy now, pay later” solutions for various e-commerce purchases.

Focus on Innovation:

Klarna actively innovates payment solutions, such as introducing shopping features with integrated payment options.


Klarna Casinos FAQs

These casinos allows you to make deposits using Klarna’s various payment options (Pay Now, Pay Later, or Financing). Some casinos also offer withdrawals through Klarna.

  1. Choose Klarna as your deposit method.
  2. Select your preferred Klarna option (Pay Now, Pay Later, or Financing).
  3. Follow Klarna’s instructions to complete the transaction (it may involve logging into your Klarna account).

Klarna usually doesn’t charge fees, but it’s always best to check the policies of your chosen bank and casino.

Klarna conducts soft credit checks for the ‘Pay Later’ option, which should be OK with your score. Always read the terms and conditions.


Klarna’s ‘Pay Later’ and ‘Financing’ options might improve everyone’s spending habits. Choose responsibly and utilize the casino’s responsible gambling tools.

Rebecca Taylor

Online Casino Expert

With a long history in investigative journalism, Rebecca knows what to look for and where. She is our expert for the small print and keeping everything in check. Being up to date is extremely important in our business, and Rebecca is the bringer of fresh news. In any free time she has, she tries to complete the 5,000-piece Sistine Chapel jigsaw puzzle laid out on her coffee table for a while now.

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